Kursti Woolard
Licensed Agent, VA, NC
Life , Health& Annuity
Phone:757-692-8438
Medicare only pays about 80% of your medical Costs, You need an Insurance plan to cover the difference.
THINGS
TO KNOW
Kursti Woolard
Licensed Agent
VA, NC
MEDICARE INSURANCE
Turning 65's have a short window of time to enroll when first elegible, I will make sure understand these rules, you should contact me 4 to 5 months before you plan to retire if possible. But I can meet with you anytime to get you the help you need.
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Keeping Your Employer Group Coverage after Retirement MAY or MAYNOT be the best thing for you. You need a trained Agent to help make sure you are making the RIGHT choice . I will show you the Pro's & Cons of both options.
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Medicare Supplement Insurance and Medicare Advantage Plans are NOT the same thing. Many people are confused about these two different ways to receive Health Benefits . These two options are extremely different from one another. Choosing the wrong plan for yourself could be a costly mistake. I will make sure you understand how Medicare works , How the different plans can effect your Medical Care Options and your wallet. And help you select the right Insurance Plan for you.
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Why you should use an Independent Insurance Agent/Broker. Because, as an independent Agent I am not captive to any particular insurance company. I am NOT their employee. I work for you! I can represent a variety of Insurance Companies. That means I am going to shop for the Insurance Plans with the best coverage and the best prices.